Longshore Harbor Worker’s Compensation Act USL&H


longshore harbor worker's compensation insurance The Longshore Harbor Worker’s Compensation Act, more commonly referred to as USL&H, is a federal act which provides employee benefits similar to State Act Workers Compensation to an employee engaged in maritime employment if any injury or death occurs upon navigable waters of the United States including any adjoining pier, wharf, dry dock, terminal, building way, marine railway, or other adjoining area customarily used by an employer in loading, unloading, repairing, dismantling or building a vessel.

State Act Workers Compensation programs do not cover these types of employees and jurisdiction for USL&H falls under the United States Department of Labor. Compared to State Act programs, USL&H claims are subject to a more generous benefits schedule, compressed reporting schedules and increased penalties and fines for noncompliance.

Suits and case law subsequent to the Act’s original passage have continued to expand the eligibility and coverage for workers so that nearly any company operating on or near navigable waters will have USL&H exposure.

USL&H provides medical and disability benefits as well as rehabilitation services. The Act also provides wrongful death benefits to survivors of a worker killed on the job.


Longshore Harbor Workers Compensation Act USL&H · Marine Workers Compensation Insurance USL Jones Act Insurance · USL&H ·