MEL Insurance

It can be extremely difficult for individuals to obtain Workers Compensation insurance and even harder to afford it. Without it, however, an accident could wipe out any savings and create a tremendous hardship on the employee and his or her family. We at Marine Work Comp offer MEL insurance devised by a group of marine insurance experts to provide a program that presents flexible options for insurance coverage to specifically assist a wide variety of Marine workers.

Our MEL insurance combines a number of different provisions that take into account the well-being of marine workers.

  • Boaters Insurance
  • Longshoremen Insurance
  • Jones Act
  • US Longshore & Harbor Workers Compensation Act
  • Worker’s Compensation State Act Marine Insurance

We also provide a range of services to assist a variety of businesses.

  • Boat Building Facilities and Employees
  • Commercial Diving Contractors
  • Commercial Vessels
  • Marine and Boat Dealers
  • Marine Construction
  • Pleasure Craft
  • Ship and Yacht Repair
  • Other Marine Businesses
  • Insurance Agents

Altogether, the MEL insurance options provided by Marine Work Comp can be suited to the needs of the policy holders. Our policies require low deposits and are Pay as You Go programs. With generous broker commissions and the AM Best “A” Rated Carriers, MEL insurance is coverage that can be counted on.

By including the guidelines for several Work Comp classifications, we are able to cover the widest range of companies and employees involved with marine related jobs. Since Jones Act coverage is limited to masters and crews of US flagged vessels, the expanded LHWCA addresses the needs of employees injured on the job on navigable US waters as well as in related areas where loading, unloading, building or repairing vessels occur.

Many different injuries and conditions are covered by our Maritime Employers Liability Insurance plans at Marine Work Comp.

  • Burns and smoke inhalation due to fires
  • Electrical shock
  • Exposure to hazardous materials and toxins
  • Falls from ladders, platforms or other structures
  • Injuries to the back and neck as well as broken bones and sprains
  • Vehicular accidents

In addition to any specific injury, there are also provisions for compensation for medical expenses, pain and suffering, psychological injury and past earnings as well as estimated earning capacity.

As a full service provider, we work with both insurance professionals and marine related business owners to accurately assess the needs of every company in order to provide the best coverage and policy limits that protect the employees but are fair to the employers. Our business principles are integrity, service and we believe in simply getting things done. We do not shy away from groups that are difficult to place and the decisions that need to be made.

There is now a comprehensive program that provides MEL insurance to all businesses and employees in every field of marine related work. We at Marine Work Comp look out for the safety and well-being of many of the over 15 million workers in these fields and are ready to provide excellent coverage and service to many more.

Longshore Harbor Workers Compensation Act USL&H · Marine Workers Compensation Insurance USL Jones Act Insurance · USL&H ·